Legacy Wave Consulting
Terms of Use
Effective date
Effective date: September 8, 2026. Last updated: September 8, 2026. Updates will be posted on this page with a new “last updated” date.
Educational purpose
This website and the Legacy Checkup™ are educational tools. Your Legacy Readiness Score is an educational readiness indicator only and does not state or imply that you legally require any particular estate-planning document, insurance policy, trust, attorney, or financial product.
No professional advice
Nothing on this website constitutes legal, tax, investment, or financial advice, and no guarantees of outcomes are made. Life insurance death benefits are generally received federal-income-tax-free by beneficiaries, although exceptions may apply; a qualified tax professional can address individual circumstances. Estate-planning documents and legal advice should be provided by a qualified attorney licensed in your state.
Insurance availability
Insurance products and insurance-specific assistance are available only where Legacy Wave Consulting is appropriately licensed — currently GA, IN, MI, OH, NC, TX, TN, FL, and NM — and availability varies by state. Educational content and the Legacy Checkup™ remain available nationwide.
Use of tools
Estimators and checklists are provided for general education. Results are rough estimates, not recommendations. By using this site you agree to use it for personal, non-commercial purposes and not to misuse, scrape, or interfere with the service.
Intellectual property
Legacy Wave™, Legacy Checkup™, and Legacy Academy™ content and branding belong to Legacy Wave Consulting and may not be reproduced without permission.
Governing law
These terms are governed by the laws of the State of Georgia, without regard to conflict-of-law rules. Disputes will be handled in the courts of Georgia unless applicable law provides otherwise.
Contact
Questions about these terms: use our Contact page, email legacy@legacywaveconsulting.com, call (770) 868-6372, or write to Legacy Wave Consulting, 8735 Dunwoody Place, Suite 6, Atlanta, GA 30350.